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Optiq

Vibecoding an experimental AI fintech prototype

Problem

Tools & Skills

Claude Code, Cursor, Figma

Problem

Fintech democratized access without expertise

Fintech has given billions of people access to financial institutions. But expanded access does not come with expanded knowledge, causing significant losses, especially in options trading.

Individual investors represent 22% of total options market volume, an all-time high.

JP Morgan Equity Strategy & Quantitative Research

-$2,100,000,000

Individual investors lost $2.1 billion in options trading between November 2019 and Jun 2021.

Bryzgalova et al., London Business School (2022)

Tools & Skills

Claude Code, Cursor, Figma

Tools & Skills

Claude Code, Cursor, Figma

Vibecoding

I used Figma and Cursor to build without compromising the design process

I used Figma and Cursor to build Optiq without compromising the design process. I found this combination to be the most effective for maintaining design context and precise control over components.

Backend

A backend that combines finance math with AI-powered interpretation

I left repeatable and predictable financial equations to plain code, and reserved AI for interpretative and generative uses, like comparing the equation outcome with the investor's profile.

Diagram showing how the various parts of the web-app connect.

Flow 1

A personal and human investor profile

Optiq gathers quantitative and qualitative data to form an investor profile. This allows AI to surface insights that feel both pragmatic and human.

flow 2

Simple thesis creation

Amateur investors struggle to form theses, an important part of trading. I made forming them fast and easy.

flow 3

Approachable and informative insights

Optiq surfaces the same insights professionals rely on, but tailored to your thesis and in plain language.

Exptected move

How the broader market thinks the stock will move. This shows if your view is common or not.

IV Rank

How much you're “paying” for that volatility. Many investors don’t know that market makers protect themselves from big moves.

Conviction

How “sure” the broader market is of the stock. This tells you how volatile the stock is.

Spread

The gap between the highest price a buyer will pay (bid) and the lowest price a seller will accept (ask). A wide spread means you pay more to get in and receive less to get out.

Exptected move

How the broader market thinks the stock will move. This shows if your view is common or not.

Conviction

How “sure” the broader market is of the stock. This tells you how volatile the stock is.

IV Rank

How much you're “paying” for that volatility. Many investors don’t know that market makers protect themselves from big moves.

Spread

The gap between the highest price a buyer will pay (bid) and the lowest price a seller will accept (ask). A wide spread means you pay more to get in and receive less to get out.

flow 4

Personalized strategy recommendations

Optiq uses your investor profile and thesis to score and rank strategies.

Strategy Score

Optiq’s unique scoring method that indicates how good a strategy is for you and your thesis.

Breakeven Price

The price the stock has to reach for you to breakeven on the amount you risk on the trade.

Move Size Fit

How well your move thesis
matches the strategy.

Strategy Score

Optiq’s unique scoring method that indicates how good a strategy is for you and your thesis.

Move Size Fit

How well your move thesis
matches the strategy.

Breakeven Price

The price the stock has to reach for you to breakeven on the amount you risk on the trade.

Reflections

Learnings about designing and building with AI

More optionality

The ability to easily turn sketches and ideas into prototypes lets you spend more time exploring multiple directions before developing a single one.

Senior dev "wisdom" is irreplaceable

AI automating dev tasks helped me build on my own, but it did not replace the wisdom and experience that senior devs provide, like knowing what approach is best, pushing back on certain design directions, etc.